Independent 55+ Senior Living vs. Continuing Care Retirement Communities: How to Plan for Your Future
If you are considering moving from your home and into a senior living community in your retirement, there are many different types of communities to consider based on your desired lifestyle and care needs, as well as how you wish to plan for your future.
If you are active and independent, 55+ independent-living communities and CRCCs are two options you may wish to explore. While both of these senior living community types provide a comfortable and social environment for older adults to enjoy an active lifestyle, they offer different features and levels of care.
What Is a 55+ Independent-Living Community?
An independent 55+ senior living community is designed specifically for active older adults who can live on their own without assistance. These communities typically emphasize lifestyle, convenience, and community but do not offer any care services or daily living support.
Common Features of a 55+ Independent Living Community
- Private apartment homes
- Maintenance services, such as landscaping, snow removal, and repairs
- Access to amenities such as a gym, gathering spaces, activities, and transport services
Who Is a 55+ Independent-Living Community Best for?
These communities are most suited for independent older adults looking for a simple lifestyle without the responsibility of owning a home. This option offers privacy, convenience, and social opportunities, without the security of future care services.
What Is a Continuing Care Retirement Community (CCRC)?
A continuing care retirement community is a great senior living option for older adults who are currently independent but are looking for the security of care services should they one day need them. CCRCs offer a full continuum of care in one location: from independent living to assisted living to skilled nursing care. Residents of a CCRC can seamlessly transition between levels of care as their health needs evolve – while remaining in the same community or on the same campus.
Common Features of a CCRC
- Private apartment homes
- A single campus with multiple levels of care
- Long-term contracts that help you plan for future care costs
- Amenities such as a fitness center, activities and events, and gathering spaces
- Maintenance, housekeeping, and transportation services
- On-site dining
- A focus on aging in place with encouragement to enjoy an active lifestyle while you are still independent
Who Is a CCRC Best for?
If you are an older adult looking for a vibrant social atmosphere and the peace of mind that comes with planning your future health care needs, a CCRC might be right for you. The appeal of a CCRC is the convenience of being able to live independently for as long as possible, and if the need for additional care arises, the transition is easier because you are already comfortable and at-home in the community. This type of senior living community is also ideal for couples who may have differing independence levels so that you may remain near one another even as your care needs change.
The Benefits of a CCRC
All-inclusive costs: When living in a CCRC, all your major living expenses (and often costs of potential future care) are included in one flat rate – a significant convenience when enjoying your relaxing retirement years.
Continuity of care without having to move: At a CCRC, you can move from different levels of care easily without having to leave the cherished community that you call home. The security of having medical services and doctors always nearby in case of an emergency is also comforting.
Peace of mind: CCRC residents and their loved ones know that round-the-clock care and medical services are guaranteed in the future, providing invaluable peace of mind.
New friends, fun, and convenience: Like a standard independent-living community, CCRCs feature vibrant social calendars, convenient maintenance services, and endless opportunities to make new friends – all of which will help you maintain your independence, stay active, and thrive in your new home.
Learn More About The Vista
If you think a CCRC like The Vista might be right for you, we would love to tell you more. Our vibrant community offers resort-style amenities, delicious dining options, and compassionate care services should you ever need them – all steps from your door.
To learn more or schedule a tour, please call (201) 949-0882or visit TheVista.org/Contact to fill out our fast and easy form. We can’t wait to welcome you home!