Frequently Asked Questions
- What kind of community will The Vista be?
The Vista is an extension of Christian Health Care Center’s (CHCC) 100+ year mission to foster health, healing, and wellness for all ages. It is designed to serve mature adults by providing an active, independent community where friendships, well-being, and new experiences can thrive. The Vista will offer maintenance-free living, and a variety of services and amenities. With a full continuum of care available right on campus, those who choose The Vista will enjoy security for the future and the freedom to live fully, knowing they will have priority access to CHCC’s health-care services should they ever be needed.
Like the other services and neighborhoods on the CHCC campus, The Vista will be a separate 501(C)(3) not-for-profit community managed by Christian Health Care Center and will be a part of the CHCC Wyckoff/Hawthorne campus.
- What are the key advantages of living in a community like The Vista?
There are many, including an expanding group of friends, maintenance-free lifestyle, full array of services, educational and cultural opportunities, holistic wellness program, and security and peace of mind for you and your family. This adds up to living longer, healthier, and better.
- What is the projected opening date?The Vista is scheduled to open late 2020.
- What type of amenities will be available?
The Vista will offer premier amenities including:
- Healthy, delicious, chef-prepared meals served in a choice of venues: a fine-dining restaurant, private dining room, a chef’s exhibition casual restaurant, convenient take-out option, and a fitness bar for healthy snacks
- State-of-the-art fitness center with cardio and weight equipment specially designed for mature adults, as well as a group exercise room
- Aquatic center with an indoor heated pool and whirlpool spa
- Spa and salon services including hair care for men and women, massage, facials, manicures, and pedicures
- Cultural Arts Center
- Paved walking trails
- Outdoor terrace with a trickling fountain and café tables for al fresco dining
- Planned social events, educational programs, and cultural and spiritual activities
- On-campus volunteer opportunities
- 24/7 security staff and emergency-alert system for each resident
- Will I be able to choose from a variety of floor plans?
Yes. The Vista will feature up to 199 innovative and luxurious apartments for independent living. Nineteen different floor plans are available: one bedroom, one bedroom with den, two bedrooms, or two bedrooms with den. All residences have been thoughtfully designed to provide maximum access to natural lighting, creating open and airy living spaces. Residents will have the opportunity to personalize their homes with custom finishes.
- Where will the community be located?
The Vista is being developed within the 78-acre campus of Christian Health Care Center in Wyckoff and Hawthorne, NJ. The Vista offers convenient access to major routes and thoroughfares, making it easy to enjoy all the things you already love about northern New Jersey. The area boasts more than 200 arts and historical organizations; a wide variety of shopping, dining, and entertainment destinations; and 9,000 acres of parkland that include five golf courses, a nationally accredited zoo, two horseback riding areas, 21 parks, and much more.
- Will The Vista offer higher levels of care?
Yes. Because The Vista is a Continuing Care Retirement Community, residents will have access to additional services on the Christian Health Care Center campus, including assisted living, residential memory-care residences and programs, skilled nursing, outpatient/inpatient short-term rehab, or mental health services. Please visit ChristianHealthCare.org to learn about the full continuum of care services offered at CHCC.
- What will the fee structure be like?
Residency involves a one-time entry fee, typically paid from the sale of your home, and monthly service fees. Your fees will depend on four factors: size of your apartment, contract option you choose, whether you are a single person or a couple, and percentage of your entry fee you would like to have refunded to you or your estate when you leave the campus.
Two contract options and three refund options are available. Regardless of which contract option you select, you can choose any of the refund options.
Under the Fee-for-Service Contract, you will have priority access to on-campus health care including assisted living, memory support, short-term rehab, and skilled nursing care. Should you need care, you will pay the then-current rate charged for care minus a 10% Vista resident discount. This option is often chosen by those who are comfortable self-insuring or who have long term care insurance.
Life Care Contract
By choosing Life Care, you can gain financial predictability for your long-term care costs (assisted living, memory support, and skilled nursing care). If you, your spouse or both of you move to assisted living, memory support or long-term nursing care on the CHCC campus, you would continue to pay the same monthly fee that you would be paying in your Vista apartment, plus charges for ancillary services. This can represent very significant savings the longer you may require long-term care. Life Care is appealing to those who want to limit their risk and increase financial predictability. It is often preferred by those with no long term care insurance, or those who wish to secure additional benefits to supplement their long term care insurance.
Under the Life Care Contract, you pay an additional Life Care Entry Fee for each person upon entry to The Vista. The Life Care Entry Fee is non-refundable. You also pay an additional monthly fee for each person under the Life Care Contract.
90% Refund Option
Under this option, the percentage of your First Person Entry Fee that is refundable declines by 2% per month for the initial five months of occupancy. Thereafter, 90% of the First Person Entry Fee amount you paid is subject to refund upon your leaving the CHCC campus and when the apartment home is re-occupied.
50% Refund Option
Under this option, the percentage of your First Person Entry Fee that is refundable declines by 2% per month for the initial 25 months. Thereafter, 50% of the First Person Entry Fee amount you paid is subject to refund upon leaving the CHCC campus and when the apartment home is re-occupied.
0% Declining Refund Option
Under this option, the percentage of the Entry Fee that is refunded to you or your estate when you leave the CHCC Campus declines by 2% per month for 50 months. After 50 months, there is no refund. NOTE: The Second Person Entry Fee is subject to this declining refund provision under all contract types.
- How much is the reservation deposit?
A reservation deposit of 10% of the entrance fee will be required to secure a specific apartment home. You will also be asked to sign a Residency Agreement. By signing this contract, you acknowledge that your 10% Reservation Deposit is binding, and that you plan to move to The Vista when your apartment is available for occupancy. Your 10% deposit and all interest earned will be credited to your Entry Fee upon your move to the community. If you are unable to move to The Vista, or you simply change your mind, there will be a penalty of $500 deducted from your refund (plus interest earned).
- How does the depositor process work?
When you reserve an apartment at The Vista, you begin the application process. This involves completing the confidential financial disclosure application. Within 10 days after your application is approved, you must submit a deposit equal to 10 percent of the 0-percent refundable fee for the apartment you select. You will also receive a Residency Agreement and Disclosure Statement and you will be asked to have your physician complete a wellness review form. In addition, if you are interested in a Life Care contract you will also schedule an appointment with CHCC for a cognitive wellness review. Once all of these pieces are in place, your Residency Counselor will schedule an appointment to sign your Residency Agreement.
By signing this contract, you acknowledge that your 10-percent reservation deposit (the funds that you have already paid and we are holding in an escrow account) is now binding, and that you plan to move to The Vista when your apartment is available for occupancy. Your binding 10-percent deposit entitles you to Vantage Club membership and benefits. From the point that you sign a binding contract, you will earn 4-percent interest on your deposit. Your 10-percent deposit and all interest earned will be credited to your entry fee upon your move to the community.
Once you have signed your Residency Agreement, your binding 10-percent deposit and all interest is fully refundable if you pass away, if one member of a couple passes away, or if your health or financial situation changes in such a way that you are no longer able to move to The Vista. However, should you simply change your mind about moving to The Vista, you will forfeit the 4-percent interest on your deposit and a $500 cancellation fee will be deducted from your refund.
- What happens if I outlive my savings?
The Vista is committed to never asking you to leave the community due to financial circumstances that occur through no fault of your own. We would work with you to explore options that could include transferring to a smaller apartment to conserve funds or drawing down your refund amount to pay for care. Once accepted for residency, our intention is that you will be part of the community for your lifetime.
- Under what circumstances would I need to move from my Vista apartment to a higher level of care, and who would make that decision?
You would move to a higher level of care if living independently in your Vista apartment became difficult or isolating, or if you could no longer live there safely. The decision to move to a higher level of care would be discussed with you, your family, your physician, and The Vista’s care-management team.
- If the market changes, is my refund from The Vista at risk?
Regardless of what happens in the market environment, The Vista will owe you the refund amount identified in your contract. Your refund will be paid to you upon the resale of your apartment. At The Vista, we will prepare the apartment for sale, maintain it in good condition, and market it for you without a commission or re-marketing fee.
- Is there a refurbishment fee when I move out?
There is no routine refurbishment fee for normal wear and tear. However, if you have made non-standard or unapproved changes to the apartment or if you have damaged the apartment, the costs of returning it to the original condition or making repairs will be deducted from your refund.
- What if go away for several months of the year? Do I have to pay my fees for those months?
Yes. We still have to maintain the building and the apartment while you are away, and we continue to provide all of the services to residents. However, when you are away for more than a month, you will receive a credit for the food costs saved.
- What does the 10% discount on CHCC health services cover?
Under the Fee-for-Service contract, Vista residents will receive a 10% discount on the published rates at the time of their stay in assisted living, residential memory support, or private-pay skilled nursing care on the CHCC campus.
- How many parking spaces will I be able to reserve? Is there a fee for parking? What about parking for guests?
One reserved underground parking space per apartment is provided at no charge, along with outdoor parking available — but not reserved — for additional cars. Outdoor parking is available for guests and second resident vehicles at no additional cost.
- Can I bring my personal care aide to my apartment?
The answer to this will depend on a number of factors, including whether it is safe for you to remain in the apartment. An aide would have to meet certain requirements, be registered with CHCC, and sign in/out when he/she enters and exits the building. No one other than the individuals who have signed the Residency and Care agreement may live at The Vista, so “live-in” assistance is not an option.
- How are real-estate taxes paid?
The Vista project is wholly owned by CHCC and is assessed real-estate taxes by both Hawthorne and Wyckoff. These real-estate taxes become part of The Vista’s operating costs and are included in your monthly fees. You will not be responsible for paying any property taxes directly.
- What are the hours for The Vista Information Center, and where is it located?
The Vista Information Center is open Monday through Wednesday from 9 a.m. to 5 p.m., Thursday from 9 a.m. to 7 p.m., and Friday and Saturday from 9 a.m. to 5 p.m. Appointments are recommended and can be made by calling (201) 848-4200. The Sales Office is located at 525 Cedar Hill Avenue, Wyckoff, NJ 07481.
As you look towards retirement, consider The Vista, a Continuing Care Retirement Community. The Vista will offer a range of programs and amenities to engage, entertain, and inspire you. Secure your future with The Vista today. For more information, please call (201) 848-4200 or click Contact Us below for more information about The Vista.