Fee Structure at The Vista
At The Vista, there is a one-time entry fee, usually funded by the sale of a current home or from a savings or retirement account. There are also monthly service fees upon move-in which is contingent to your new Vista apartment selection (we offer 25 different apartment floorplans), which contract option you choose, whether you’re single or a couple, and what percentage of your entry fee you may want to have refunded when you leave the campus (more about that later).
There are two contract options, with three refund options available for each:
Often chosen by those who would like to self-insure or who have long-term care insurance.
Should you need care, you will pay the then-current rate change for care minus a 10 percent Vista resident discount.
Life Care Contract
Appealing to those who want to limit risk and want to be able to predict finances, including those with no long-term care insurance, or who want to supplement their existing long-term care insurance.
If you, your spouse, or both of you move to assisted living, memory support or long-term skilled nursing care on the Christian Health (CH) campus, you would continue to pay the same monthly fee that you would be paying in your Vista apartment, plus charges for ancillary services. This can represent very significant savings the longer you may require long-term care.
Under the Life Care Contract, you pay an additional non-refundable entry fee for each person, as well as an additional monthly fee.
90 Percent Refund Option
The percentage of your First Person Entry Fee that is refundable declines by 2 percent per month for the initial five months of occupancy. Thereafter, 90 percent of the First Person Entry Fee amount you paid is subject to refund upon your leaving the CH campus and when the apartment home is re-occupied.
50 Percent Refund Option
The percentage of your First Person Entry Fee that is refundable declines by 2 percent per month for the initial 25 months. Thereafter, 50 percent of the First Person Entry Fee amount you paid is subject to refund upon leaving the CH campus and when the apartment home is re-occupied.
0 Percent Declining Refund Option
The percentage of the Entry Fee that is refunded to you or your estate when you leave the CH Campus declines by 2 percent per month for 50 months. After 50 months, there is no refund. NOTE: The Second Person Entry Fee is subject to this declining refund provision under all contract types.
If you’d like to know what all this means for you, please stop by at any time to talk to our knowledgeable experts. They’ll review your options, understand your goals, and find the right solution for you.